.png)
Procrastination is Expensive. Action is Empowering
Tired of
Watching
Your Wealth
Shrink While OthersThrive?
Discover How Wealth with Valor Helps You Fight Back Against Financial Uncertainty and Build Lasting Prosperity.
I can help you with
-
Financial Needs Analysis
-
Financial Strategizing
-
Indexed Universal Life
-
Fixed Indexed Annuities
-
Long Term Care
-
Debt Reduction
-
Building Your Own Bank
Step by Step
Let Me Help You Remove the Overwhelm and Replace It With Confidence.
Most people put off financial planning because they feel overwhelmed.
- There’s too much information. Too many products.
- Too many people trying to sell you something you don’t understand.
That leads to procrastination — and procrastination leads to lost time, lost opportunities, and unnecessary financial stress.
You don’t need another sales pitch.
You need a trusted guide who will teach you exactly how to build, protect, and preserve your wealth — safely, steadily, and confidently.
Wealth withValor Insights
My Expertise
Valorie Smith and Wealth with Valor's mission is to help everyday people take control of their money, build brighter futures, and grow lasting wealth—with education, encouragement, and a mindset for success.
I take the fear and overwhelm out of financial planning. Procrastination is real, but I’m here to show you that building wealth is possible, affordable, and secure.
Strategy Solutions
At Wealth with Valor, I use my background as a teacher to guide you step-by-step through the process of building real financial security.
I take the fear and confusion out of financial planning.
You’ll finally feel confident, informed, and completely in control of your future — without complicated jargon or pressure to "buy now."
​
No Overwhelm
Strategic Guidance
-
Most people put off financial planning because they feel overwhelmed.
-
There’s too much information. Too many products. Too many people trying to sell you something you don’t understand.
-
That leads to procrastination — and procrastination leads to lost time, lost opportunities, and unnecessary financial stress.
-
You don’t need another sales pitch.
You need a trusted guide who will teach you exactly how to build, protect, and preserve your wealth — safely, steadily, and confidently.
The 3 Big Benefits
You’ll Experience
Clear Understanding Every Step of the Way
My Epiphany
My epiphany came after school one afternoon, when a gentleman visited my classroom.
I was an elementary school teacher at the time—focused on my students, not my finances. But in that brief conversation, he showed me what was possible. He was kind, patient, and knowledgeable—and he helped my husband and me begin building a financial foundation we never thought we could have.
That moment changed everything.
I realized that if someone could open my eyes to what was possible, I could do the same for others. With my gift for teaching and simplifying big ideas, I knew I could guide people to make confident financial decisions and create wealth on their own terms.
That’s what I do now—help others have their own epiphany.
FAQs
1
Do I need to have a lot of money to start?
No. I help people at all income levels take smart, safe steps to start building wealth now — with what you have today.
2
I don’t understand financial terms. Will you
explain everything?
Yes — that’s exactly what I do. I break everything down in simple, clear language so you always feel informed and in control.
3
What happens on the Discovery Call?
We’ll simply have a friendly conversation. You’ll share your goals, I’ll answer your questions, and we’ll discuss simple next steps if you're ready to move forward.
4
What’s one common myth or misconception people have about financial planning that Wealth With Valor wants to clear up?
Many people believe you have to be wealthy or already have a lot of money to even start financial planning. Wealth With Valor shows clients that building wealth is about taking smart, simple steps — starting with what you have right now — not waiting for “someday” when you think you’ll have more.
Client Testimonials
Valorie brought my family financial strategies we’d never seen—even after 18 years with an adviser. Her optimism, clarity, and guidance have helped us shift from just getting by to building a brighter future.
Barber Knightner, Jr.
Valorie Smith is the kind of leader who not only shares her financial expertise but truly invests in the success of others. She walks alongside her clients and team members with patience, care, and unwavering support—always educating, encouraging, and empowering. Thanks to Valorie, my family is on a stronger financial path, and I’m proud to be part of her team and vision.
Denise Matthew
Networking with Valorie is truly inspiring—her passion, professionalism, and genuine warmth shine through as she empowers others with financial literacy and makes building wealth feel possible, purposeful, and even fun. Her work isn’t just a job—it’s her joy, and it shows in every interaction.
Lynn Lionhood
Valorie is warm, driven, and genuinely cares about her clients’ well-being—bringing a personal touch that sets her apart. She’s the go-to partner for your supplemental benefit needs!
“I’m dedicated to helping you build a secure, confident financial future—protecting what matters most and empowering you to take action today.”
-Valorie Smith, Wealth With Valor
